Archive for the 'Credit' Category

Does HSBCDirect do credit check when account opened online?

Monday, August 2nd, 2010

__HELLO__ asked: I am thinking about opening HSBC direct savings account online and just wondering if they do credit check/affect on my FICO credit score?
After opening my account would I see credit inquiry in my credit report?
Thanks.Soon Altenhofen

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Can you order stuff online with a savings account?

Saturday, July 24th, 2010

Kelsey asked: do they give u an account number to do this??Emmitt Matsoukas

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Can my bank take funds from my checking/savings account to collect a debt?

Thursday, May 20th, 2010

JD asked: I am no longer paying a 2nd mortgage on a rental property as I am in a pre-bankruptcy position. My primary bank where I keep my funds (checking/savings) recently merged with the bank that holds that mortgage and are now attempting to contact me for payment. My question is, can they take funds [...]

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will opening a savings account with a debit card lower my credit score if they also do a credit check?

Monday, April 26th, 2010

Irene asked: I have a lot of credit cards and a lot of credit inquiries on my record. Will it count against me even if its not a credit card I applied for but a new savings account with a debit card. They said they would have to pull my credit score. I did get [...]

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Used savings account number for an online check?

Saturday, March 27th, 2010

Yamaharacin asked: Well i used my account number for my savings account on the online check things they have now a days, and pretty sure its for checking accounts. But i dont have one and im pretty sure the transaction went through. Whats gonna happen? will it just take it straight from my savings?
Ok so [...]

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Used savings account number for an online check?

Wednesday, March 17th, 2010

Yamaharacin asked: Well i used my account number for my savings account on the online check things they have now a days, and pretty sure its for checking accounts. But i dont have one and im pretty sure the transaction went through. Whats gonna happen? will it just take it straight from my savings?
Ok so [...]

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Can i use my Banks savings account Visa Check Card online?

Monday, February 1st, 2010

Shawn T asked: I have a savings account at Family Federal Credit Union i was wondering if i could use my Visa debit check card online with a savings account or do i need to open a checking account? I want to buy a Alienware Laptop M17x but my girlfriend dont got good credit and [...]

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Can payments be made from your savings account?

Wednesday, January 20th, 2010

Anthony asked: I needed to know if it is possible to make payments that can be taken from my savings account instead of checking, is it possible?Margot Savala

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I am looking for a bank i can start a savings account with that has a high monthly compounding interest rate?

Wednesday, January 20th, 2010

bravo1971@sbcglobal.net asked: I WANT TO START A SAVINGS ACCOUNT AND I NEED A BANK THAT HAS COMPOUNDING INTEREST ON A MONTHLY BASES. PLEASE LET ME KNOW WHAT BANK I CAN USE.Allen Gionta

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Can I use my BPI savings account to buy things online using Paypal?

Monday, December 28th, 2009

teacherbea asked: There is an option in Paypal wherein I can include my Bank Accounts.
I have a BPI savings account and I want to use it to buy things online using my bank account.. Is that allowed? I’m from the Philippines.Suanne Morgenroth

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