Archive for April, 2010
April 30th, 2010 | 
Author: 
betty lou2010 asked:
I already have a checking/savings account through wells fargo, but am looking for a bank where i can have a savings account to just put money in and pretend it’s not even there. I plan on puting in about 40,000 within the next year. Any advice which bank i should go through?
Mohammed Baksi
I already have a checking/savings account through wells fargo, but am looking for a bank where i can have a savings account to just put money in and pretend it’s not even there. I plan on puting in about 40,000 within the next year. Any advice which bank i should go through?
Mohammed Baksi
Bea asked:
I’m closing my account with Commerce Bank and now I’m looking to open a Savings account at another bank ?
I know answers will be opinion based, but which bank do you think is great to open a savings account ?
Lucas Mcleon
I’m closing my account with Commerce Bank and now I’m looking to open a Savings account at another bank ?
I know answers will be opinion based, but which bank do you think is great to open a savings account ?
Lucas Mcleon
Posted in Personal Finance | 
Tags: Closing My Account, Commerce Bank, Savings Account | 
8 Comments »
Is there a form to transfer funds into a savings account at your regular bank from a brokerage firm?
commonsense asked:
My mom wants to transfer the money my pa left in a brokerage account into her savings or CD at her reg bank without a hassle from this firm. Is there a form that banks have to do this easily? Nobody likes to loose clients but we also don’t want to hear how bad a time it is to do this yada yada. Ma is 80+ and does not understand mutuals, and annuities, and iras, etc. Help!!!
Kerry Henrikson
My mom wants to transfer the money my pa left in a brokerage account into her savings or CD at her reg bank without a hassle from this firm. Is there a form that banks have to do this easily? Nobody likes to loose clients but we also don’t want to hear how bad a time it is to do this yada yada. Ma is 80+ and does not understand mutuals, and annuities, and iras, etc. Help!!!
Kerry Henrikson
Ms. lil one asked:
define.
how it works
3 PROS & 3 CONS
risks involved
better for a long term or a short term investment?
Melodee Kapitula
define.
how it works
3 PROS & 3 CONS
risks involved
better for a long term or a short term investment?
Melodee Kapitula
chrisBBB asked:
I have received a notice from my bank, which has warned me that under federal law I am only able to make six (6) pre-authorized or telephonic transfers per month to another bank account (i.e. transfering funds from savings account to checking account). Is this correct ? How can the federal goverment dictate what I can and cannot do with my finances ?? Wouldnt that be Communism ??!!
Valrie Neil
I have received a notice from my bank, which has warned me that under federal law I am only able to make six (6) pre-authorized or telephonic transfers per month to another bank account (i.e. transfering funds from savings account to checking account). Is this correct ? How can the federal goverment dictate what I can and cannot do with my finances ?? Wouldnt that be Communism ??!!
Valrie Neil
amy o asked:
A principal of $5000 was invested in a savings account for 4 years. If the interest earned for the period was $400, what was the interest rate?
Robin Luxenberg
A principal of $5000 was invested in a savings account for 4 years. If the interest earned for the period was $400, what was the interest rate?
Robin Luxenberg
Irene asked:
I have a lot of credit cards and a lot of credit inquiries on my record. Will it count against me even if its not a credit card I applied for but a new savings account with a debit card. They said they would have to pull my credit score. I did get approved. My average score right now is about 700. Thanks.
Logan
I have a lot of credit cards and a lot of credit inquiries on my record. Will it count against me even if its not a credit card I applied for but a new savings account with a debit card. They said they would have to pull my credit score. I did get approved. My average score right now is about 700. Thanks.
Logan
pabloxavier asked:
I want to open a savings account in an US bank (preferably one that has branches in Georgia). However, I do not live in the US. I live in South America, but I lived in the US five years ago with my aunt. I have a tax id number, but do not have any social secutiry number, and I did have a drivers licence but I lost it. What should I do, I need an account at the states. Thanks
Karissa Bergener
I want to open a savings account in an US bank (preferably one that has branches in Georgia). However, I do not live in the US. I live in South America, but I lived in the US five years ago with my aunt. I have a tax id number, but do not have any social secutiry number, and I did have a drivers licence but I lost it. What should I do, I need an account at the states. Thanks
Karissa Bergener
brittnie.xoxo asked:
i just opened a savings account with washington mutual today and i was wondering if the bank card i am going to be getting will have the visa logo on it?
and if not, how do i go about getting it?
im only 17.
Lucius Byther
i just opened a savings account with washington mutual today and i was wondering if the bank card i am going to be getting will have the visa logo on it?
and if not, how do i go about getting it?
im only 17.
Lucius Byther
Steven W asked:
I own a condo and I am currently saving up to purchase a house in the next 2-3 years. I am within a few thousand from reaching the 20% mark on my loan to where I would no longer have to pay PMI.
I own a condo and I am currently saving up to purchase a house in the next 2-3 years. I am within a few thousand from reaching the 20% mark on my loan to where I would no longer have to pay PMI.
Would it be wise to pay off to where I do not have to pay PMI or would it be a better option to keep the money in a savings account(5.05%) for when I do decide to move (2-3 years away)?
I thank you for your time.
Lucio Newson