Savings Account-Online Savings Account

Dem Bulb asked:


It looks like pretty good rate of interest (above 5%), no fees, no minimum to open(on some), ATM access to account. Pretty cool . What is the fly in the ointment? Thanks for input.

Jody Lane

livinthegooodlife asked:


and is it ok to open a savings account online. is it safe. or am i better off doing it in person

Candyce Woodfolk

Raymond Botha asked:


I want to know if it is possible to use a Visa Electron Card online. It is actually an ordinary savings account with a debit card for buying things. IT DOES NOT HAVE AN EXPIRY DATE OR CVC ON IT. The card only has a 16-digit number on the front and an savings account number on the back that has 10 digits. It is issued by Absa bank (MegaU Account). It has a Visa Electron logo but no expiry or CVC.

I live in South Africa.

Edward Cullen

Zachary C asked:


When I log into my Wells Fargo online account, at the top is says, “Note:Some of your accounts are unavailable at this time.”, and under my credit account, it says “UNAVAILABLE” under everything. Does anyone know what this means?

Oh, and my checking and savings accounts are still showing.

Kim

tellyawut asked:


ShoreBank has one at 2.45%. That’s about the best I have seen. Anybody know anything about ShoreBank? How do you know an account like this is safe?

Trent Cartier

Kelsey asked:


do they give u an account number to do this??

Emmitt Matsoukas

curiosity asked:


Please bear with me, this is a little bit complicated. Two days ago I applied for an online special….open a free checking account AND a savings and get 4.79% interest on the savings account. I decided to put $50 in checking, and $50 in the savings using my debit card from my existing bank. Once finished with the application, the bank denied me (I suspect for a low credit score…they said they’d mail me a reason later based on the fair credit reporting act)…BUT they charged my account anyway…and double drafted me for each $50 taking a total of 200$ from my account. This caused an overdraft which they pulled from my savings and charged me $10 for that transaction. Needless to say I am livid. SO, I call my bank, they will not stop the charges without me trying to resolve it with the other bank first. So I call them, and they promise to have someone in authority of that department call me back within 24 hr, no call. So I call them, they promise to call back, no call. What to do?
my current bank is wells fargo, the bank i tried to open the account with is Washington Mutual, a bank with a very good reputation in my area of Texas….I feel the website was legitimate, I plan to address the issue in person on monday at a local WaMu bank to see if they can help me resolve this before I go to the BBB, or Federal Trade commision or similar agency. Thanks to all!

Numbers Spiegelman

mary j asked:


I just opened an account last month. I have a summer job and I’m putting my money in monthly. But because I’m too young or something to have an account by myself my mom is the actual owner, in CUST for me.
Also, can I go to the bank by myself (w/o my mom) and DEPOSIT money?

Bud Giallorenzo

Alyssa Z asked:


like going on hollister.com. can i use my savings account number instead of my checking?

Bernard Myung

McLeanC asked:


because i have some credit card debt and loans..and i dont want them to take the money i am trying to save up on the side

Basically are online banks like ING safe and worthwhile…if so which is the best online saving bank…or should i jus stick to regular bank saving?…
Thanx
What has the best apy….I only have 550 to deposit

Benjamin